Let us discuss some amazing cash advance apps like Dave. We have witnessed a surge in mobile banking over the past few years. People are constantly getting more inclined towards going cashless and online. E-banking is convenient and offers plenty of security features.
There are tones of applications out there that make the whole experience even better. One of them is Dave.
Dave is one of the most popular third-party banking applications. It can be helpful in many situations, but it is probably best known for its cash advance feature. It allows you to borrow money from the application that you can repay later.
Dave lets you borrow as much as $500 at a time. Such money can help you out in emergencies and might even turn out to be a lifesaver. There are no interests or late fees to worry about either. You have to pay a monthly subscription to stay eligible for the loan. The application automatically deducts the borrowed amount once you have the money to give back.
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Cash Advance Apps Like Dave – List
It is not the only app that helps you with that, however. Here are some similar cash advance apps like Dave that you might need in tough times.
1. Brigit
Here we have what you can consider the biggest competitor to Dave in the world of financial apps. Brigit is here to help you resolve your financial issues and struggles. You can either use their help to build your credit or directly borrow a lump sum of money.
Brigit lends you as much as $250 at a time. There is no interest to pay, and nor do they ask you to pay them any tips. However, you do have to subscribe to their service, which costs $9.99 per month.
You can download the Brigit app for both Android and iOS. The app has a high rating of 4.6 stars as of now. Over a million devices have the app. Your mobile should, too, if you are looking for reliable cash advance apps like Dave.
2. MoneyLion
MoneyLion is an app built to help out people who want to manage and organize their finances. You can keep your economy in check while building up your credit score. More importantly, the app gives you advance cash in your hour of need. You can get as much as $500 from their InstaCash service.
MoneyLion asks you for tips, but they are completely optional. You don’t need to match any credit score criteria to borrow money. Download their iOS or Android app to get started and register a free account. Millions have downloaded the app already and have only positives to say about it.
3. Earnin
Earnin is a little different in how it works compared to Dave. But like Dave, Earnin, too, provides you cash in advance whenever you want it. You can get paid up to $750 every day. You are not borrowing or loaning this account. It belongs to you, and the money comes from your payday. With Earnin, you don’t have to wait for your payday to get your hands on your earned money.
Earnin automatically deducts the cashed-out amount once your salary arrives. They do not ask for interest or any subscription fees. You can tip them, but that’s completely optional. Register with the company and download the official app to get started. You can also check the list of various apps and sites like Earnin.
4. Even
With over 900K active members, Even is one of the most well-known and trusted financial apps out there. Even helps you manage, save, and cash-out money whenever you are in need. The app lends you the money you are supposed to get paid in advance. You can debit up to 50% of your whole paycheck with Even if you want to.
The Even app is available on both the Google Play Store and the App Store. Millions have downloaded it and have given it a very positive average rating.
5. Empower
Here is another app that you can use to cash out a portion of your salary in advance. Empower lends you up to $250 out of your upcoming paycheck. There are no interest or extra charges to worry about.
You do have to pay for a monthly subscription, however. It costs $8, and you can try their 14-day free trial first to decide whether it’s worth it or not. The app now has over a million downloads on the Play Store and a 4.7-star rating.
6. Chime
Chime is one of the most prominent financial apps available today. This has been the case for over a decade now since its inception in 2012. Chime gives you two different options if you face a monetary emergency. First, you can go for their fee-free overdraft. Or you can take out a portion from your payday in advance.
Chime also gives you a free debit card to use and plenty of other benefits. All in all, it’s an excellent alternative to Dave. You can download the official Chime app on your Android or iOS device. The rest is fairly simple and understandable on its own.
7. Albert
Next up, we have Albert. Albert is a banking app that lets you borrow an amount from a future paycheck before time. You can get up to $250 in advance at a time. It can help you out when you need a big amount quickly. You won’t have to pay any interest. There is no deadline to repay the debt either.
Albert has an app for both Android and Apple mobile devices. Find them on the Play Store and the Apple App Store, respectively.
8. DailyPay
DailyPay brings you your hard-earned wages earlier than you ever have. Once you register with them, you can instantly access funds when you need them. You can even get 100% of your entire paycheck in advance. However, the company does ask you to pay a small fee for that.
The company has 7 years of experience in the field. Their Android app has a positive rating of 4.6 stars from 66k reviews. Download it to be able to get financial help anytime, anywhere.
9. FloatMe
This is one app that can help you stay afloat during tough times. For just $1.99 a month, you can subscribe to their financial service. Download the app from Play Store or App Store, based on your OS. It has millions of downloads on both platforms.
The positive ratings tell that people love using it too. Once you have a registered account, you can instantly borrow up to $50. Whenever you repay it, you won’t have to pay any interest.
10. SoFi Money
SoFi is an all-in-one stop for everything related to finances. You can manage your expenses, invest your money, and borrow some when needed. It qualifies for the category of cash advance apps like Dave does. You can get your paychecks earlier than ever with SoFi at no extra charges or interest. SoFi has an app for both Android and iOS devices. Download it and log in to keep your finances in check.
11. Axos Bank
Axos Banks is more of a bank than just an app. You can withdraw your paycheck in advance, but only if you have a deposit account with them. You do not have to pay any interest. There are no monthly subscriptions either.
12. Klover
Klover is one of the best cash advance apps like Dave. It lets you withdraw $200 instantly whenever you want. You can pay it back anytime without any late fees or interest build-up. It doesn’t matter how far your payday is; Klover is here if you need urgent money.
You can download the official app if you are in need of money but don’t want to go through a lot of formalities. It is available for Android and iOS on the Google Play Store and the App Store.
How Can These Apps Help You?
Cash advance apps like Dave and the others mentioned here are quick fixes for minor monetary problems. They can come in handy during emergencies. Some of them give you an amount of money from their own pockets. Others lend you a part of your upcoming payday in advance. Some apps ask you to repay your debt within a timeframe, while others are lenient with deadlines.
Being down on luck with no shoulder to lay your head on can take a toll on your heart. If your temporary problem is related to money, these apps can help you. However, you shouldn’t rely on them for long-term solutions.
Final Words
In conclusion, we can see why Dave is so extremely popular. It lets you borrow a large amount of money without delay or many formalities. There’s neither any interest nor a specific deadline for repaying. You don’t have to pay a late fee either. Still, it is better to have more than one option available in case things go awry.
You can trust this list of cash advance apps like Dave. If you require urgent money, you can count on them to lend it to you. Mobile bankers trust each one of these apps, and rightfully so.