25 Sites like Fingerhut to “Buy Now Pay Later” – Fingerhut Alternatives

Are you looking for sites like Fingerhut that allow you to buy now and pay later? Do you want to know about more stores like Fingerhut and Gettington? We have listed a number of sites like Fingerhut that offer buy now, pay later option to their customers.

Nowadays, you don’t need to have money in hand to buy a particular item. Sites like Fingerhut provide the option to buy now and pay later. It is a great service considering the times when you are low on money and can’t afford the product.

The buy now, pay later system is much more convenient when compared to the traditional model of shopping.

Fingerhut is without a  doubt one of the best buy now, pay later websites but there is no guarantee that you will find every product on it. In this case, you may want to look for Fingerhut Alternatives.

There are a few sites like Fingerhut with no credit check that let you explore different products. In this post, we are going to discuss Top 25 Fingerhut Alternatives.

25 Sites Like Fingerhut

In the intro, we discussed about the Buy Now, Pay Later system. There are plenty of websites like Fingerhut that offer Buy Now, Pay Later service with no credit check. We have picked out the best ones for you. Here are the Top 25 Sites like Fingerhut:

1. FlexShopper

FlexShopper is arguably one of the best stores like Fingerhut. You can shop for an amount up to $2500 and if you are loyal to the site then the amount may go higher. It features a large collection of electronic items, instruments, appliances and so on. It features a nice user-interface and it’s pretty easy to navigate your way around the website.

All of these features make Flexshopper the #1 alternative to Fingerhut. Let’s have a look at the next one now.

2. Home Shopping Network

HSN is a buy now, pay later website with a wide range of products in different categories. You can find clothes, cookware, electronics and many more items on Home Shopping Network.  Whenever you register an account on Home Shopping Network, you get HSN credits.

With HSN credits, you get the power to buy now and pay later. You can buy any product listed on the HSN website with these credits.

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3. Gettington

Gettington is another great site like Fingerhut that offers free shipping on most products. It features items ranging from electronics, home décor, etc. The interest on the products is also nominal and the website is pretty easy to use.

Its nice user interface and customer support make it one of the best sites like Fingerhut. If you are looking for a great Fingerhut alternative then Gettington would be a great choice.

4. SkyMall

SkyMall is a buy now, pay later website with slightly different functionality compared to other websites on this list. Instead of displaying products in different subcategories, it lists them in the form of catalogs. It features a great interface and is one of the best sites like Fingerhut.

It is secure to shop on the website and if you are having second thoughts regarding the authenticity of the website then we would advise you to drop them. The website has been around for quite a few years now and it’s definitely a great choice if you want to buy something right now and pay later.

5. StoneBerry

StoneBerry is a great Fingerhut alternative that offers different types of electronic items. It is arguably the best buy now, pay later website for buying electronic items.

Apart from electronic items, you can also explore different home-decor products on their website. Their customer service is great and they feature really high-quality products.

6. The Shopping Channel

sites like fingerhut

With a long list of products, The Shopping Channel is an exceptional online store. It is really easy to browse through different products on the website. The site has been around for a while now and a large number of people around the world use it on a regular basis.

The Shopping Channel features a wide variety of products from a number of different categories that you can use to buy anything without having to buy right now. It’s one of the best alternatives to Fingerhut and definitely worth checking out.

7. QVC

QVC terms its buy now, pay later service as easy pay service. It features a wide range of products ranges from small items to big expensive items. It is worth checking out if you are looking for a buy now, pay later website with a number of new and creative products. If you’re looking for sites like Zebit or Fingerhut then this would be a great option.

You would be interested in many different products listed on QVC’s website. You can browse through them with ease as the user interface is really simple and not confusing at all.

8. LendYou

LendYou is pretty different from other sites like Fingerhut in this list. It is basically a loan marketplace that allows lenders and borrowers to make transactions whilst the site works as a mediator. If you are looking to get a loan at low interest then LendYou will turn out to be a great website for you.

You can get instant credit of up to $1000 with LendYou. That’s a sufficient amount of money if you are having a money crisis or a major emergency.

9. Ginny’s

Ginny’s features products ranging from home decor, cookware, appliances, dinnerware, furniture, and so on. You will find most of the products on Ginny’s in your budget and it is really easy to order a product with their catalog shopping system. The website has a really good navigation and you won’t face any trouble while placing an order.

10. Seventh Avenue

Seventh Avenue is a site like Fingerhut that is exclusive to the citizens of the United States. If you’re not from the USA, you won’t be able to use the services provided by this website. This website has an array of unique products that no site on the list has.

Your credit gets approved within a span of 24 hours upon applying for it. The basic plan lets you make a purchase of $200 a month which can be paid in installments of $20 every month. The most expensive plan has a purchase limit of $2400 which can be paid in installments of $80 per month.

11. Masseys

Masseys offer a wide range of products for both men and women. The products are divided into categories and sub-categories to choose from. Steve Madden, Adidas and K Jordan are some of the popular brands you can find on this website.

The minimum installment you can pay is $20/month. You can apply for credit by adding the desired products into the cart and choosing Masseys credit as the mode of payment. After applying, it takes a few hours or a couple of days for the credit to be approved. You should definitely consider buying what you want from Masseys if you do not want to pay for it right now. It’s also a great alternative if you’re looking for sites like Zebit.

12. Midnight Velvet

Midnight Velvet is another buy now, pay later website with products ranging from different categories. The procedure to apply for the credit is the same as most of the websites in the list. You just need to select credit as the payment mode and your credit will be approved within a few hours.

There is a $1 interest charge on an installment of $20/month. If you fail to pay the installments on the date assigned, you can be charged a late fee of up to $15.

13. The Swiss Colony

The Swiss Colony is a great buy now, pay later website like Fingerhut for all the foodies out there. This is a USA based website and can be used by the citizens of USA only. There are plenty of delicious food items including chocolates, meats, cakes, and desserts.

There is a section of gluten-free and sugar-free food items for all the health conscious people. The minimum installment you can pay is $10/month upon a purchase of $75.

14. MDG

MDG offers great deals on furniture and electronic items. You can explore from a large number of electronic appliances and it is really easy to get approved for credit loans by MDG.

If you are constantly getting denied by other websites for credit loans then you should definitely try out MDG. There are good chances that it will work out in your favor.

15. Country Door

Country Door is an extremely popular buy now, pay later website. It can be considered to be the major reason behind the popularity of buy now, pay later websites.

You can explore from a large number of products on Country Door and with Country Door’s amazing credit plan, you would be able to afford it. You can also make catalog requests on your own. It is one of the best Fingerhut Alternatives.

16. Zebit

alternatives to fingerhut

Zebit is unarguably one of the best Fingerhut alternatives. It doesn’t require your credit score. You can find anything ranging from electronics to jewelry on their site. The user interface is very clean and provides a very smooth experience.

It offers completely interest-free credit up to $2500 within minutes provided you are at least 18 years of age and have a job. The customer service is quick and efficient and you’re unlikely to have any problems shopping on Zebit.

17. Afterpay


Afterpay has a good catalog of stores where you can buy now and pay later. It’s a fairly new website and it gives you the option to buy from a long list of stores that accept Afterpay so it’s worth a try.

You can get up to $500 credit on debit cards while it varies for Credit cards depending upon what they know about you and your account but there’s no credit check involved. The installments are to be paid fortnightly and don’t start until exactly two weeks after purchasing an item, and you’re not supposed to pay any interest.

18. Overstock


Overstock is an online retailer that has been around for a long time. They sell home decor, furniture, bedding, and many other goods. Most of the products they offer have been manufactured specifically for them by their partners, and are sold at a bargain price.

Their Bill Me Later payment option allows you to buy anything you like and pay for it later on. You are not entitled to pay any interests if you pay within 6 months of purchase on a minimum order of $250. It is definitely one of the best online stores like Fingerhut and really popular among American citizens.

19. Monroe and Main

monroe and main

M&M is another great online store that allows you to pay later but it’s available exclusively to US residents. It’s a great store for buying dresses, suits, shoes, boots, coats, and jewelry but it clearly lacks electronics. So, if you you want to buy any electronics, check out any other website on this list that offers electronics.

It doesn’t require you to fill a formal credit application, instead, you just add everything to your cart and answer a few questions and proceed to select “Open a new Monroe & Main Credit Account” while checking out. It takes less than a day to get the status of your credit application.

20. zZounds


Another addition to list of sites like Fingerhut is zZsounds. zZsounds is the way to go if you have been planning to buy musical instruments or equipment and don’t want to pay for them upfront. It’s a great buy now, pay later solution and they offer gear from almost every major brand.

All orders under $1000 qualify for their 4-month installment plan with no credit check.
There’s no paperwork involved and you can spread the payment in up to twelve installments with no interest.

21. Venue 

Venue is a great platform to buy things now and pay for them at a later date. It is a premium marketplace that offers you a chance to collect loyalty points. It comes with products belonging to the highest quality as all the premium brands like Apple, Samsung, PlayStation etc feature on its catalogue.

Imagine buying products of these great brands today and getting to make the payment for it on a later date? Venue offers you a chance to do just that and it accommodates every credit level here. It is one of the best platforms as far as holiday shopping or birthday gifts are concerned.

22. My Premier Credit Card 

As the name suggests itself, you get to buy things now and pay at a later date. You can start a great credit journey through this platform. The pricing is clear here and nothing will be hidden from you. APR ranges between 19.5% to 36%. If you want to raise credit limits, you can do so after a 12-month period.

The platform is going to report to the Consumer Reporting Agencies on a consistent basis, helping to build your credit. Sign up today and go for a fast approval to build your credits.

23. Ebuyer

Ebuyer is a leading firm as far PCs and laptops are concerned. If you’re someone who’s technology friendly and loves to buy anything that’s in trend, you should try to visit Ebuyer for once.

Even if you need technological gadgets for professional use, you can rely on the services offered by Ebuyer. The platform allows you to pay later in 3 interest free installments. It will be automatically collected from your debit or credit card which you entered at checkout.

24. Aspire

It deals with technology services globally. It is a trusted technology partner for its customers and allows customers to make payments in installments. If you haven’t gotten in touch with the uses of this platform yet, you should know it provides you with next-gen cloud technologies.

It is mostly meant to maximize the value of your business. If you can’t pay at the point of purchase, you have the option to pay at a later date on Aspire. Providing technology services ranging from software engineering to all sorts of digital services, Aspire is a great platform for sure.

25. Ashro

If we are talking about websites like Fingerhut, Ashro is a very useful and reliable platform. The platform is focused on providing fashion products to men as well as women.

So if you’re in a mood to get some stylish dresses but don’t have enough savings to make the payment just yet, you should be trying to go for Ashro. It offers monthly payments that are as low as $20. It would depend upon how your application is viewed by the platform.

Does Fingerhut help credit?

Fingerhut provides a way out for everyone struggling with their credit card approval. If you have a lower credit score, expect a tough road ahead. They aim to help people build their credit scores up. The program helps your credit by having you make consistent payments to major credit bureaus on your purchases.

Over time, your payment history keeps adding to your credit score and building up the number. However, there are a couple of downsides to it. You can only use Fingerhut credit to buy stuff from their online store. The interest rates might not be to everyone’s liking either.

How do Fingerhut payments work?

The company will issue you either of the two types of accounts based on your qualification. There’s an Advantage Revolving Account that works like a regular credit card. Except for two key differences.

sites like fingerhut with no credit check

First of all, you will have to make a small advanced payment on your first purchase. Second, you can only buy products from their store. The interest rates are pretty high and so are the prices. The rest works the same as a standard card with monthly statements.

If you don’t qualify for a Revolving Account, you can go for a FreshStart account. It is more of an installment program. You can buy products from their store and pay for them over a 6-8 month time period.

Is it hard to get Fingerhut approval?

Fingerhut doesn’t make it hard for you to get through the formalities. In fact, it is one of the easiest credit programs in terms of approval. There are two types of programs; an Advantage account and a FreshStart account. Everyone can get a FreshStart account. Only the Advantage account needs approval.

Fingerhut is a subprime credit card by definition. You don’t need a high credit score to apply for the Advantage account. If rejected, you will be automatically relegated to FreshStart. The best part is, the company will promote you to an Advantage account if you don’t skip any installments.

Final Words

Fingerhut is no doubt one of the best buy now, pay later websites. However, sometimes you may not find a particular product on there or may simply want to experiment with other such sites. In this case, you can look into Fingerhut Alternatives provided by us. If you’re looking for Cash Advance apps instead then you can check out Apps like Dave.

We covered the best sites like Fingerhut in this post and they are in no particular order. Each of the websites in our list has its own pros and cons. You can select one according to your  needs and shop on the one that you like the most.

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