Nowadays, you don’t need to have money in hand to buy a particular item. Sites like Fingerhut let you choose the option to buy now and pay later. It is a great service considering a lot of times you may run out of money when buying a product and may not want to use your credit card. The buy now, pay later system is much more convenient when compared to the traditional model of shopping.
Now, Fingerhut is no doubt one of the best buy now, pay later websites but there is no guarantee that you will find every product on it. In this case, you may want to look for Fingerhut Alternatives. There are a few sites like Fingerhut that offer similar functionality and you can explore different products on these sites. In this post, we are going to discuss Top 10 Fingerhut Alternatives.
Sites Like Fingerhut – Top 10 Fingerhut Alternatives
There are plenty of websites like Fingerhut and we have picked out the best ones for you. Here are the Top 10 Sites like Fingerhut:
FlexShopper is arguably one of the best stores like Fingerhut. You can shop for an amount up to $2500 and if you are loyal to the site then the amount may go higher. It features a large collection of electronic items, instruments, appliances and so on. It features a nice user-interface and it’s pretty easy to navigate your way around the website.
All of these features make Flexshopper the #1 alternative to Fingerhut. Let’s have a look at the next one now.
2. Home Shopping Network
HSN is a buy now, pay later website with a wide range of products in different categories. You can find clothes, cookware, electronics and many more items on Home Shopping Network. Whenever you register an account on Home Shopping Network, you get HSN credits.
With HSN credits, you get the power to buy now and pay later. You can buy any product listed on the HSN website with these credits.
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Gettington is another great site like Fingerhut that offers free shipping on most products. It features items ranging from electronics, home décor, etc. The interest on the products is also nominal and the website is pretty easy to use. Its nice user interface and customer support make it one of the best sites like Fingerhut. If you are looking for a great Fingerhut alternative then Gettington would be a great choice.
SkyMall is a buy now, pay later website with slightly different functionality compared to other websites on this list. Instead of displaying products in different subcategories, it lists them in the form of catalogs. It features a great interface and is one of the best sites like Fingerhut.
It is secure to shop on the website and if you are having second thoughts regarding the authenticity of the website then we would advise you to drop them.
StoneBerry is a great Fingerhut alternative that offers different types of electronic items. It is arguably the best buy now, pay later website for buying electronic items.
Apart from electronic items, you can also explore different home-decor products on their website. Their customer service is great and they feature really high-quality products.
6. The Shopping Channel
With a long list of products, The Shopping Channel is an exceptional online store. It is really easy to browse through different products on the website. The site has been around for a while now and a large number of people around the world use it on a regular basis.
QVC terms its buy now, pay later service as easy pay service. It features a wide range of products ranges from small items to big expensive items. It is worth checking out if you are looking for a buy now, pay later website with a number of new and creative products. You would be interested in many different products listed on QVC’s website.
Lendyou is pretty different from other sites like Fingerhut in this list. It is basically a loan marketplace that allows lenders and borrowers to make transactions whilst the site works as a mediator. If you are looking to get a loan at low interest then LendYou will turn out to be a great website for you.
You can get instant credit of up to $1000 with LendYou. That’s a sufficient amount of money if you are having a money crisis or a major emergency.
Ginny’s features products ranging from home decor, cookware, appliances, dinnerware, furniture, and so on. You will find most of the products on Ginny’s in your budget and it is really easy to order a product with their catalog shopping system. The website has a really good navigation and you won’t face any trouble while placing an order.
10. Seventh Avenue
Seventh Avenue is a site like Fingerhut that is exclusive to the citizens of the United States. If you’re not from the USA, you won’t be able to use the services provided by this website. This website has an array of unique products that no site on the list has.
Your credit gets approved within a span of 24 hours upon applying for it. The basic plan lets you make a purchase of $200 a month which can be paid in installments of $20 every month. The most expensive plan has a purchase limit of $2400 which can be paid in installments of $80 per month.
Masseys offer a wide range of products for both men and women. The products are divided into categories and sub-categories to choose from. Steve Madden, Adidas and K Jordan are some of the popular brands you can find on this website.
The minimum installment you can pay is $20/month. You can apply for credit by adding the desired products into the cart and choosing Masseys credit as the mode of payment. After applying, it takes a few hours or a couple of days for the credit to be approved.
12. Midnight Velvet
Midnight velvet is another buy now, pay later website with products ranging from different categories. The procedure to apply for the credit is the same as most of the websites in the list. You just need to select credit as the payment mode and your credit will be approved within a few hours.
There is a $1 interest charge on an installment of $20/month. If you fail to pay the installments on the date assigned, you can be charged a late fee of up to $15.
13. The Swiss Colony
The Swiss Colony is a great buy now, pay later website like Fingerhut for all the foodies out there. This is a USA based website and can be used by the citizens of USA only. There are plenty of delicious food items including chocolates, meats, cakes, and desserts.
There is a section of gluten-free and sugar-free food items for all the health conscious people. The minimum installment you can pay is $10/month upon a purchase of $75.
MDG offers great deals on furniture and electronic items. You can explore from a large number of electronic appliances and it is really easy to get approved for credit loans by MDG. If you are constantly getting denied by other websites for credit loans then you should definitely try out MDG. There are good chances that it will work out in your favor.
15. Country Door
Country Door is an extremely popular buy now, pay later website. It can be considered to be the major reason behind the popularity of buy now, pay later websites.
You can explore from a large number of products on Country Door and with Country Door’s amazing credit plan, you would be able to afford it. You can also make catalog requests on your own. It is one of the best Fingerhut Alternatives.
Zebit is unarguably one of the best Fingerhut alternatives. It doesn’t require your credit score. You can find anything ranging from electronics to jewelry on their site. The user interface is very clean and provides a very smooth experience.
It offers completely interest-free credit up to $2500 within minutes provided you are at least 18 years of age and have a job. The customer service is quick and efficient and you’re unlikely to have any problems shopping on Zebit.
Afterpay has a good catalog of stores where you can buy now and pay later. It’s a fairly new website and it gives you the option to buy from a long list of stores that accept Afterpay so it’s worth a try.
You can get up to $500 credit on debit cards while it varies for Credit cards depending upon what they know about you and your account but there’s no credit check involved. The installments are to be paid fortnightly and don’t start until exactly two weeks after purchasing an item, and you’re not supposed to pay any interest.
Overstock is an online retailer that has been around for a long time. They sell home decor, furniture, bedding, and many other goods. Most of the products they offer have been manufactured specifically for them by their partners, and are sold at a bargain price.
Their Bill Me Later payment option allows you to buy anything you like and pay for it later on. You are not entitled to pay any interests if you pay within 6 months of purchase on a minimum order of $250.
19. Monroe and Main
M&M is another great online store that allows you to pay later but it’s available exclusively to US residents. It’s a great store for buying dresses, suits, shoes, boots, coats, and jewelry but it clearly lacks electronics.
It doesn’t require you to fill a formal credit application, instead, you just add everything to your cart and answer a few questions and proceed to select “Open a new Monroe & Main Credit Account” while checking out. It takes less than a day to get the status of your credit application.
The last on our list of sites like Fingerhut is zZsounds. zZsounds is the way to go if you have been planning to buy musical instruments or equipment and don’t want to pay for them upfront. It’s a great buy now, pay later solution and they offer gear from almost every major brand.
All orders under $1000 qualify for their 4-month installment plan with no credit check.
There’s no paperwork involved and you can spread the payment in up to twelve installments with no interest.
Fingerhut is no doubt one of the best buy now, pay later websites. However, sometimes you may not find a particular product on there or may simply want to experiment with other such sites. In this case, you can look into Fingerhut Alternatives provided by us.
We covered the best sites like Fingerhut in this post and they are in no particular order. Each of the websites in our list has its own pros and cons. You can check out them according to needs and shop on the one that you like the most. Stay tuned to Tech Simplest for more such informative posts.